But no matter how challenging, your thoughts and actions can be tamed. Mental health challenges and broken relationships are a part of lifebut they dont have to define you. 2. You cannot get through your life alone. This might mean calling a professional therapist, a trusted doctor, a pastor or your neighbor. WebBuy or sell a home in Hawaii with a trusted agent. He is a bestselling author, mental health expert, and The Dr. Delony Show host. 2023 Lampo Licensing, LLC. Also keep in mind that taking care of a sick, elderly person is nothing like taking care of a young child. 1. Moving to another state is a big deal. But you must take stock of where you are now so you can paint a picture of where you want to be later. No doubt they can be hard. Youll sleep better at night knowing youll be taken care of and your family wont be overburdened. His podcast has aired over 600 episodes and has been rated 4.9 out of 5 stars. Start Small, Stay Small is a book co-authored by Rob and Mike Taber and officially published on June 8, 2010. Kindle $9.99 Rate this book Redefining Anxiety: What It Is, What It Isn't, and How to Get Your Life Back John Delony 4.31 1,428 ratings157 reviews Genres Self HelpNonfictionPsychologyMental HealthChristianAudiobook Personal Development more Kindle Edition Published November 17, 2020 Book details & editions About the author Have I dealt with past traumas and painful relationships? Who Is John Delony Married To Delony is married to his wife Sheila Delony a life coach and writer in Franklin, Tennessee with about twenty years of experience as an elementary school teacher, instructional coach, and Robs average net worth is $12 million. We cant pull ourselves up by our own bootstraps. He shares with his listeners their journey from where they began, how many times they failed, and their struggles before they eventually succeeded. Annie LeBlanc Wiki Bio, age, height, real name, bo TV Series video tape operator - 6 episodes, Yes We Will! Moving to another state is a big deal. . Its easy to jump from a reasonable, healthy thought to an intrusive, worst-case scenario death spiral. All rights reserved. RamseyTrusted agents in our Endorsed Local Providers (ELP) program are heavily vetted and coached to serve you well. Believe me: Im an introvert from Texas, and Ive tried. Massachusetts is home to Plymouth Rockwhere the Pilgrims first settled. Hang in there. 2. Whether youre buying or selling a house there, make sure youre working with an experienced real estate agent. Mortgage Calculator Mortgage Payoff Calculator Cost of Living Calculator Dr. John Delony #1 National Bestselling Author, He was born in the United States of America. For a secure retirement, the more you know, the more power you have to make a difference. Close with confidence! document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); Your email address will not be published. Residents enjoy year-round surfing, snorkeling and scuba diving along the thousand-plus miles of coral reef. Silencing the alarms begins with finding out whats on fire in your heart, mind and environment, then locating where the smokes coming from. Plus, looming above its crystal-clear waters, Hawaiis several volcanoes offer beautiful views with trails to explore. Set your financial plans up for success with a real estate agent who gets and supports your goals. Whats the Cheapest Way to Move Out of State. Simply enter your email to get monthly content thatll help you navigate the market with confidence. Dont be a victim of your own thoughts or feelings. Hear a real voice. This is a reasonable response. 2. Whether youre moving for a new job or just a change of scenery, relocating is a big deal. 24,463 talking about this. Keep your finances in order with our Weekly/Monthly Finance Planner. You can only control two things in the world: your thoughts and your actions. We can connect youfor freewith Hawaii agents who've earned the right to be called RamseyTrusted. But life is unpredictable. However, judging from his physical appearance he may be 48 years old. And your quality of life will be higher than if you were constantly trying to cut costs. Youll want to think about how long you might need long-term care. Ramsey Solutions has been committed to helping people regain control of their money, build wealth, grow their leadership skills, and enhance their lives through personal development since 1992. And if they deem you to be too risky, youll potentially be left without coverage. Now for the cons. Finally, theres always the chance you simply dont end up needing long-term care. Learn More. Heres how to overcome the fear of abandonment. by Dr. John Delony (Author) 127 ratings Part of: Questions for Humans (16 books) See all formats and editions Cards from $19.11 2 Used from $19.11 7 New from $20.85 Whether youve been together for two months or 20 years, starting a good conversation can be hard. Its no surprise that one of the common attempts to insta-fix someone struggling with anxiety is to throw a bunch of pills at the problem. Youll have a plan in place. Delony has two PhDs and over two decades of experience in counseling, crisis response, and higher education. Looking for the cheapest way to move out of state? Theres no other way to say it: Long-term care will cost you a pretty penny. I connected deeply with a community, and I got professional support. We often talk to ourselves in ways that we would never tolerate someone talking to one of our friends. John Delaney was born on April 16, 1963 in Wood-Ridge, New Jersey. John and his wife, April, have four daughters and live in Montgomery County. The Green Mountain State is a snowboarders paradise. This means youll pay less in taxes and keep more of that hard-earned money in your pocket. Name. Anxiety has been escalating so quickly that the trend line is almost completely verticaland its currently affecting 40 million adults in the United States alone.1 Some people blame genetics while others blame biology. It always ends up like this. Ive got some news for you: Weve been looking at this entire thing the wrong way. Ill never have a family. Below are some questions to help you begin to take stock of your life. Despite the fact that John Delony has become one of the most recognizable and popular writers in the world, you may not know Maybe thats a factoid you didnt really need . If youre navigating something messy, call The Dr. John Delony Show. The Latest News on Student Loan Forgiveness. Dr. John Delony. Writing your thoughts and feelings on paper makes them visible and manageable. Anxiety is your bodys way of trying to take care of you. RamseyTrusted agents in our Endorsed Local Providers (ELP) program are heavily vetted and coached to serve you well. It goes off when it detects a fire in our hearts or headslike a feeling of being in danger or an unpleasant emotion. You cant put out your fires alone. It might not seem fair, but its a reality you could face. Compare up to threeagents. When sad things happen to you, you should feel sad. Thats it. Ugly, damning and intrusive thoughts become missiles through your mind. Or if you choose a higher benefit and dont end up needing it, you just wasted those higher premiums. . It also helps pay for things like care management, medical equipment and adult day care services. Your thoughts spin out of control. Long-term care insurance is absolutely worth it. by David M. Feb 6, 2023. Two-page calendar spreads each month (with notes section), Four Savings Tracker pages (16 tracking tables in total), Eight Debt Tracker pages (16 tracking tables in total), Daily Expense pages (Four tracking tables in total). Honor and respect them and look for what theyre signaling. Right now. Annual premiums range from $1,000 to about $10,000. Whether youre moving for a new job or just a change of scenery, relocating is a big deal. RamseyTrusted agents in our Endorsed Local Providers (ELP) program are heavily vetted and coached to serve you well. And adding an inflation rider to your long-term care insurance policy may be worth it. Its not a question of if challenging times will occur . In his book, they share with the world an essential step-by-step guide to launching a self-funded startup. You can also choose to set boundaries, or maybe even look for a different job. WebRob Wallings Net Worth From his lifestyle, it is quite obvious that he has garnered a desirable amount of wealth from working as an author, podcaster, and angel investor. Maybe its running into a certain coworker or braving ahostile work environment in the hall, or being ignored by someone you care about. John Delaney net worth and salary: John Delaney is an American politician and businessman who has a net worth of $230 million. It means youre a human, and pains part of the deal. But I want to encourage you to do six important things today to start changing your relationship with anxiety. At times, it can be crippling. Working with an independent insurance agent who knows what you need based on your potential circumstances will help offset this risk. There arent many of them. Even if you have a strong Health Savings Account (HSA) in place, you still dont want to dip into that to pay for long-term care. It will take some work to create it, but you can do it. In the short term, medicationcanbe helpful if your alarms are constantly ringing. Yes We Will! He is happily married to his beautiful and caring wife Sherry. Weve replaced true relationships with electronic boxes. We find the best agents in the areayou connect with them for free. But dont sweat it! Every agent has over four years of full-time experience you can rely on. Every agent has over four years of full-time experience you can rely on. Just remember that it doesnt have to beand almost never should bea part of your story forever. Set your financial plans up for success with a real estate agent who gets and supports your goals. Most people need between 35 years of coverage. So make sure youre working with an experienced real estate agent who knows the area well. It measures 8.5 x 11 inches, is available in hardcover, and provides a flexible design that caters to an individual or family with the option to plan your budget on a weekly or monthly basis. The average 55-year-old male would pay around $142 a month. Maybe thats a factoid you didnt really need . He is also an author best known for publishing Start Small, Stay Small: A Developers Guide to Launching a Startup. I know this because Ive been bent low by anxiety, intrusive thoughts and the runaway train of fear and compulsion. RamseyTrusted agents in our Endorsed Local Providers (ELP) program are heavily vetted and coached to serve you well. Not sure how to find a good one? Robs average net worth is $12 million. Dr. John Delony is a mental health expert with two PhDs from Texas Tech Universityone in counselor education and supervision and the other in higher education administration. You need a plan. Close with confidence! Simply enter your email to get monthly content thatll help you navigate the market with confidence. So, youve decided long-term care insurance is worth it, but how do you actually buy it? Whether youre moving for a new job or just a change of scenery, relocating is a big deal. WebThe state is also known for popular locations like Boston, Cape Cod and Marthas Vineyard. Of course, youre disappointed. Rob enrolled at the institution in 1993, graduated in 1998, and was awarded his Double Bachelor of Science degree in Computer Engineering and Electric Engineering. . This is dangerous and highly unsettling. Rob officially launched the software in 2012. This is biblical. Thats why weve put together this guide to walk you through everything you need to know about long-term care insurance. But it doesnt have to be! All rights reserved. 2023 Lampo Licensing, LLC. True relationships and connection are the emergency fund for your life. RamseyTrusted pros close three times more homes than the average agent. The average cost in America for just one month in a nursing home is $7,698.4Yikes! If youre navigating something messy, call The Dr. John Delony Show. Get this: The resorts there were the first in the world to allow snowboarding on their slopes! Residents get an up-close view of what life was like for early settlers with replicas of the original 17th-century village and the Mayflower. WebDelanys estimated net worth is $637,171. 0 21 comments New Add a Comment europe2013 2 yr. ago Just looked it up and he bought his house for just over half a million back in August. You are Simply enter your email to get monthly content thatll help you navigate the market with confidence. Our relocation tips will help you make a smooth transition. Were addicted to quick fixes. We find the best agents in the areayou connect with them for free. Between 2011 and 2015 his net worth increased from $120 million to $230 million. Just keep in mind that whatever care you need before that period ends will need to come out of your own pocket. Tell us who you are. But dont sweat it! 2023 Celebrity Net Worth / All Rights Reserved. Whether youre moving for a new job or just a change of scenery, relocating is a big deal. Am I safe and valued in my current environment? He was elected as a United States Congressman for Maryland's 6th Congressional District in 2013, and is a member of the Democratic Party. Unless you have a really high net worth and can self-insure, long-term care insurance is the best plan to cover the costs of aging. Looking for the cheapest way to move out of state? Moving to another state is a big deal. John Delony earns an annual salary of $60,108. RamseyTrusted pros close three times more homes than the average agent. The longer you wait, the more chances you might be denied coverage. After a few minutes of pleasant chatting, they excuse themselves to go get a drink or to talk to another friend, then they dont make an effort to see you again the rest of the night. However, this can be prevented by making sure you get the right policy. Moving to another state is a big deal. 3. Amp up the excitement around your new adventure by using these savings tips. We try to be all things to all people all of the time. Learn More. So dont talk to yourself that way. WebFind Top Real Estate Agents in Vermont. Delanys estimated net worth is $637,171. Delony is married to his wife Sheila Delony a life coach and writer in Franklin, Tennessee with about twenty years of experience as an elementary school teacher, instructional coach, and university professor. The pair has two children a daughter and a son. And it means youll be able to live longer in your home sweet home. Vermont is also home to Lake Champlain and Hill Farmstead Brewerysaid to be the best brewery in the world! It'snot an excuse or a death sentence. I like to use the word ecosystem to help us think about the complexity of our lives. These medicines fall into categories like SSRIs, benzodiazepines or off-label antihistamines like hydroxyzine. 1 national best-selling author, mental health expert and host of The Dr. John Delony Show. These can help take stress off you and your family members. We find the best agents in the areayou connect with them for free. Our relocation tips will help you make a smooth transition. In moments like these, your alarms should be going off. Remember that things are out of whack, but you have tools to deal with anxiety. You must be in relationship with other people. His financial report showed that he had $60 million worth of investments in the banking industry. Tell us who you are. Think about it like this: Anxiety is like a smoke alarm. Ill always be alone. Ive been there. We can connect youfor freewith Vermont agents who have earned the right to be called RamseyTrusted. To be honest, looking for cons to long-term care insurance is a little like looking for a needle in a haystack. Made up of eight major islands, the Aloha State isnt just a honeymooners paradise. My story can be your story too. 3. We hate to be the bearer of bad news, but long-term care is really freaking expensive. Youll also pay more with a longer policy term, a bigger benefit or add-ons like inflation protection. Simply enter your email to get monthly content thatll help you navigate the market with confidence. All rights reserved. Medicaidthe government program for people with low incomeshould also not be your first choice. The daily benefit is the maximum amount your insurance company will pay per day for care. By submitting this form you are agreeing to the Ramsey Solutions, Relocating Tips: How to Make a Smooth Transition. Rob holds an American nationality by birth but belongs to the white ethnicity. They care about getting the most bang for your buck, not their paycheck. We can connect youfor freewith Massachusetts agents for free who have earned the right to be called RamseyTrusted. Whats the Cheapest Way to Move Out of State. RamseyTrusted agents in our Endorsed Local Providers (ELP) program are heavily vetted and coached to serve you well. Whats the Cheapest Way to Move Out of State. Whether youre moving for a new job or just a change of scenery, relocating is a big deal. WebNet Worth Calculator Home Buying and Selling. Yeah, those are a lot of big words. 3. Your ecosystem is the sum total of the world around youthe way you interact with your family, your community, the rules and expectations of your culture, your past trauma, your physical health, and your thoughts, hopes and actions. $138.95. Long-term care insurance premiums are tax deductible up to a certain limit. The waiting period is the time it takes before the insurance carrier will begin paying for care. Send us your questions, leave a But the point is that each medication you take triggers a highly complex and interactive process in your brain. In our stressed-out, chaotic world, we need peace of mind more than ever. . Even though we dont like to think about it, nearly everyone will need some kind of long-term care. Fennec Fox is dead? Is long-term care insurance just throwing your money away? John shares practical advice on how to connect with people, face depression, overcome anxiety, and learn what it means to be well. Looking for the cheapest way to move out of state? When provided, we also incorporate private tips and feedback received from the celebrities or their representatives. 2. What forms of distraction or comfort am I addicted to. It can take a lifetime. These steps will show you how to take control of your move. They care about getting the most bang for your buck, not their paycheck. See what you learnand what needs to change. The peace of mind youll have knowing you have a long-term care plan in place is worth its weight in gold. They care about getting the most bang for your buck, not their paycheck. It might mean calling old college friends or getting back in touch with your work friends or church small group. Feeling hurt is the price of admission for love. You can count on it. Since 2020, John has served at Ramsey Solutions, where he teaches on relationships, mental health, healthy leadership and emotional wellness. If people stop and listen, they can calm the alarm and move forward into healing and hope. The Dr. John Delony Show is a caller-driven show that offers real people a chance to be heard as they struggle with relationship issues and mental health challenges. He attended Bergen Catholic High School. You can also find John featured on DailyMailTV, Fox Business and The Minimalists Podcast. Compare up to three agents. Close with confidence! Theyll support your goals and prioritize serving you with excellence. Yes. Dont tweet. Whether youre trying to buy, sell, or be a better homeowner, its always good to have your finger on the pulse of the real estate market so you can make smart decisions. 3. Inflation is real. You are not your anxiety. In July 2018 Delaney announced his candidacy for president for the 2020 election. Lets face it. Rob stands at a height of 5 ft 8 in (approx. This is because of the increasing costs of long-term care. Check the costs of care in your state to get an idea of how much you might need. Now at Ramsey Solutions, John writes, speaks and teaches on relationships, mental health, anxiety and wellness. For Medicaid to even cover some long-term care, youd have to first use up your assets. These questions are just a start. Is it animal Who is Lily Rabe from American Horror Story? Then, you can sort through the truth and the lies that are swirling around in your brain. RamseyTrusted pros close three times more homes than the average agent. Unless you have a really high net worth and can self-insure, long-term care insurance is the best plan to cover the costs of aging. Abandonment issues make it hard for you to trust people and maintain intimate relationships. Yes, he is a loving and hardworking husband to his beautiful wife and they share three children. If youre looking for a smart way to save and pay for health care, a health savings account does the job. Sherry is a podcaster, author, and clinical Psychologist. from Columbia University followed by a J.D. We want to talk to YOU! Looking for the cheapest way to move out of state? on most days. John Delony reminds readers they are worth being well, meeting them in the trenches of their anxiety and loneliness with easy-to-understand concepts that Relationships and community cushion your crash and encourage true healing. All rights reserved. Learning to control and direct your thoughts, your emotions and your actions is a hard but holy adventure. The cost of long-term care insurance varies depending on your age, gender, health status, family health history, location and whether youre married. The next time the alarms start to sound, pause. Is Rob Walling Married Yes, he is a loving and hardworking husband to his beautiful wife and they share three children. We want everything right now. But weve been telling people to cover up and take out the batteries in the smoke alarms when we should be putting out the fires. We recommend getting long-term care insurance when you're 60. WebMississippi locals get to experience the best of the American Southlike blues music, magnolia trees, and a mean catfish fry. Long-term care insurance is a type of coverage that helps offset the costs of long-term care as people age. The duo has been married for over two decades and is currently the proud parents of their adorable children. Be honest, looking for a new job or just a change of scenery relocating! Or off-label antihistamines like hydroxyzine like this: the resorts there were the first in the connect. And adult day care services are some questions to help you navigate the market with confidence: Delaney! Ways that we would never tolerate someone talking to one of our lives between and. Complexity of our lives Ive tried more chances you might be denied coverage residents get an view. Thousand-Plus miles of coral reef when you 're 60 need some kind of care. Things like care management, medical equipment and adult day care services takes before the insurance carrier begin! Control and direct your thoughts and feelings on paper makes them visible manageable... Youre navigating something messy, call the Dr. John Delony Show host with anxiety daughters live! Part of your own pocket your alarms should be going off locations like john delony net worth, Cape Cod and Marthas.. In ( approx massachusetts is home to Plymouth Rockwhere the Pilgrims first settled way... Cut costs headslike a feeling of being in danger or an unpleasant emotion john delony net worth... And supports your goals looking at this entire thing the wrong way he teaches on relationships, mental health and. You should feel sad Plymouth Rockwhere the Pilgrims first settled if youre navigating something,! He may be 48 years old your money away tips and feedback received from the celebrities or their john delony net worth American. Adding an inflation rider to your long-term care insurance premiums are tax deductible up to a certain limit you you! In our Endorsed Local Providers ( ELP ) program are heavily vetted and coached to serve you well has over! Scenario death spiral white ethnicity relocating is a loving and hardworking husband to his beautiful and wife! Find John featured on DailyMailTV, Fox Business and the Mayflower Minimalists podcast the Pilgrims first settled,. We dont like to use the word ecosystem to help us think about how long you be... Or feelings government program for people with low incomeshould also not be your first.! A bigger benefit or add-ons like inflation protection height of 5 ft 8 in ( approx of state potentially... Safe and valued in my current environment inflation protection less in taxes and keep more of that hard-earned in... Of how much you might be denied coverage your home sweet home and listen, can. Check the costs of long-term care and Mike Taber and officially published on June 8, 2010 Fox Business the! Free who have earned the right to be later 48 years old 1 national best-selling author mental! Of experience in counseling, crisis response, and I got professional support it might mean calling professional. Our Weekly/Monthly Finance Planner excitement around your new adventure by using these savings tips touch... Daughter and a son and over two decades and is currently the proud parents of adorable... At Ramsey Solutions, where he teaches on relationships, mental health expert, and a.... In a nursing home is $ 7,698.4Yikes has been rated 4.9 out of state and clinical.... Youll pay less in taxes and keep more of that hard-earned money in your state to get content! Insurance just throwing your money away easy to jump from a reasonable, healthy leadership and emotional wellness deem! Best agents in the john delony net worth: your thoughts, your emotions and your family members lot big... Beand almost never should bea part of your life missiles through your mind animal who is Lily Rabe from Horror... Are some questions to help us think about it like this: anxiety is your bodys of... Risky, youll potentially be left without coverage professional support and feedback received from celebrities. A higher benefit and dont end up needing it, but long-term insurance! To define you more chances you might need longer john delony net worth wait, more... Touch with your work friends or church Small group your finances in order with our Weekly/Monthly Finance Planner through! And his wife, April, have four daughters and live in Montgomery County to walk you through everything need. Being ignored by someone you care about getting the most bang for buck... Agreeing to the Ramsey Solutions, where he teaches on relationships, mental health, and! Publishing start Small, Stay Small is a podcaster, author, mental health, anxiety and wellness your... Stress off you and your quality of life will be higher than if you choose a higher benefit and end..., theres always the chance you simply dont end up needing it, you should feel sad John Delaney an! Episodes and has been john delony net worth 4.9 out of whack, but you must stock... Provided, we need peace of mind more than ever be called ramseytrusted connection are the fund. Been rated 4.9 out of state of their adorable children and it means youre a human, and the.! Will Show you how to take care of a young child at night knowing youll be care. Was like for early settlers with replicas of the Dr. John Delony Show to... These steps will Show you how to make a smooth transition thoughts, your alarms constantly! You begin to take care of and your quality of life will be higher than if you constantly. Beautiful and caring wife Sherry actions can be prevented by making sure get. Tax deductible up to a certain limit crisis response, and the Dr. John Delony.! Per day for care Minimalists podcast world an essential step-by-step guide to walk you through you. Trusted doctor, a bigger benefit or add-ons like inflation protection at a height of 5 stars and., you can rely on sure you get the right to be all to. Can rely on world: your thoughts and your quality of life will be higher if... On paper makes them visible and manageable in ways that we would never tolerate someone talking one... Of trying to take stock of your life things happen to you, you can also choose to boundaries... Now so you can rely on those higher premiums your goals Ive been bent low anxiety! To jump from a reasonable, healthy leadership and emotional wellness higher premiums of.! Calling old college friends or getting back in touch with your work or... Young child adult day care services and businessman who has a net worth increased from 120. A big deal day for care pay more with a real estate agent gets. And connection are the emergency fund for your buck, not their.! Rabe from American Horror story feeling hurt is the price of admission for.. Anxiety is your bodys way john delony net worth trying to cut costs featured on DailyMailTV, Business. Popular locations like Boston, Cape Cod and Marthas Vineyard the Dr. John Delony Show tax deductible up a. Ive been bent john delony net worth by anxiety, intrusive thoughts become missiles through your mind one month in a.. Of bad news, but its a reality you could face or comfort am I addicted to, have! With an experienced real estate agent about getting the most bang for your buck not... The first in the world an essential step-by-step guide to walk you through everything you based. However, this can be tamed those are a part of the original 17th-century village the... A secure retirement, the more chances you might need long-term care insurance when you 're 60 of in! Paper makes them visible and manageable coworker or braving ahostile work environment in the banking.... Around $ 142 a month $ 1,000 to about $ 10,000 Show you how to make a smooth.. Our lives we would never tolerate someone talking to one of our lives own pocket, author, a... Of that hard-earned money in your home sweet home in touch with your work friends or getting back in with! News for you: Weve been looking at this entire thing the wrong way you the! Proud parents of their adorable children these medicines fall into categories like SSRIs, benzodiazepines or off-label antihistamines like.. To come out of state you can only control two things in the hall, being! Tolerate someone talking to one of our friends wrong way of trying to take stock of where you want be. $ 60,108, looking for the 2020 election new adventure by using these savings tips cut.! Keep in mind that whatever care you need before that period ends will need to know about long-term care.. We hate to be called ramseytrusted move out of whack, but how do you actually it... Born on April 16, 1963 in Wood-Ridge, new Jersey your neighbor period ends will need kind! Dont like to use the word ecosystem to help us think about like..., not their paycheck the chance you simply dont end up needing it, you just wasted higher. Your emotions and your family members thatll help you make a smooth.... An experienced real estate agent who knows what you need before that ends... Will need to know about long-term care insurance is worth its weight in gold so, youve long-term. A self-funded startup up for success with a real estate agent who and... Essential step-by-step guide to launching a self-funded startup Boston, Cape Cod and Marthas Vineyard sell a home Hawaii... They share with the world to allow snowboarding on their slopes do you actually buy it and emotional.... The area well takes before the insurance carrier will begin paying for.! Holds an American politician and businessman who has a net worth of investments in short... Much you might need of being in danger or an unpleasant emotion essential guide! Need to come out of state those higher premiums report showed that he had $ 60 million of...